FREEWHEEL HOLIDAYS TRAVEL INSURANCE

Freewheel Holidays has partnered with Endsleigh to develop a bespoke insurance policy that is specifically designed for you while partaking on our tours. We are working together to ensure you have adequate Insurance for your tour and to provide complete peace of mind.

The policy is available to UK and Non UK residents and will cover trips in the UK, Europe and Worldwide.

If you are in the process of booking an Freewheel Holidays tour or have already booked you may want to consider what level of insurance protection you have in place in case the worst were to happen. As a customer of Freewheel Holidays we would always recommend you purchase adequate and fit for purpose travel insurance. Unlike many travel insurance policies the Freewheel Holidays policy provides full cover for activities such as marathons and triathlons.

Taking out your travel insurance at the time of booking your trip is a really good idea as cover for pre-departure cancellation starts from the policy issue date. This means you’ll have cover to recoup your costs if you have to cancel your trip for an insured reason such as illness or serious accident preventing you from travelling.

We believe that enjoyment and safety are equally important when travelling with Freewheel Holidays, It is therefore one of our terms and conditions of booking that you have adequate travel insurance in place before you travel with us.

Important Information - April 2020

IMPORTANT UPDATE REGARDING INSURANCE POLICIES AND CORONAVIRUS (Covid-19)

“Known circumstances/events at the start date of your cover.”

Effective from 4.27pm on 11th March 2020, Coronavirus (Covid-19) was declared a pandemic by the World Health Organisation and became a global known event. All policies sold after this time (or new trips booked under existing policies) will not cover claims under the ‘Cancellation or curtailment charges’ section due to Coronavirus (Covid-19).

For more details and information, please view this update >>


How much does insurance cost?

Essential Rates Per Person

Please read: Essential Rates Statement of Insurance Policy Document

Period (Days) UK Europe World-wide excl USA/Canada/Carribean World-wide incl USA/Canada/Carribean
1 - 5 £10.21 £12.76 £26.80 £30.63
6 - 10 £20.25 £27.01 £54.00 £57.39
11 - 17 £24.52 £33.29 £69.21 £71.82
18 - 24 £28.79 £39.56 £84.42 £86.25
25 - 31 £33.06 £45.84 £99.62 £100.69
Add Week £6.36 £8.74 £18.67 £19.07

ESSENTIAL RATES PER PERSON INC. EQUIPMENT AND CAT 2

Please read: Essential Rates (inc. equipment and Cat 2) Statement of Insurance Policy Document

PERIOD (DAYS) UK EUROPE WORLD-WIDE EXCL USA/CANADA/CARRIBEAN WORLD-WIDE INCL USA/CANADA/CARRIBEAN
1 - 5 £22.06 £27.57 £57.89 £66.15
6 - 10 £43.73 £58.34 £116.63 £123.96
11 - 17 £52.96 £71.90 £149.49 £155.13
18 - 24 £62.18 £85.46 £182.34 £186.31
25 - 31 £71.40 £99.01 £215.19 £217.48
ADD WEEK £13.73 £18.88 £40.34 £41.19

Comprehensive Rates Per Person

Please read: Comprehensive Rates Statement of Insurance Document 

Period (Days) UK Europe World-wide excl USA/Canada/Carribean World-wide incl USA/Canada/Carribean
1 - 5 £11.29 £14.11 £29.62 £33.85
6 - 10 £22.38 £29.85 £59.68 £63.43
11 - 17 £27.10 £36.79 £76.49 £79.38
18 - 24 £31.82 £43.73 £93.30 £95.33
25 - 31 £36.54 £50.67 £110.11 £111.28
Add Week £7.03 £9.66 £20.64 £21.08

COMPREHENSIVE RATES PER PERSON inc. equipment and cat 2

Please read: Comprehensive Rates (inc. equipment and Cat 2) Statement of Insurance Document 

PERIOD (DAYS) UK EUROPE WORLD-WIDE EXCL USA/CANADA/CARRIBEAN WORLD-WIDE INCL USA/CANADA/CARRIBEAN
1 - 5 £27.32 £34.14 £71.68 £81.91
6 - 10 £54.15 £72.24 £144.43 £153.50
11 - 17 £65.58 £89.03 £185.11 £192.10
18 - 24 £77.00 £105.82 £225.79 £230.70
25 - 31 £88.42 £122.61 £266.47 £269.31
ADD WEEK £17.01 £23.38 £49.95 £51.01

What does the policy cover?

The Freewheel Holidays Policy covers the following:

Medical Expenses:

If you are taken ill or have an accident Endsleigh will pay your emergency medical bills and hospital costs.

The cost of bringing a close relative to visit you following a medical emergency.
Emergency dental treatment for the immediate relief of pain.

Cancellation:

If you cancel the tour prior to arrival due to an accident, illness or sickness you will be able to claim back the costs of pre-paid travel and accommodation.

Equipment Cover:

Cover for your own or hired equipment in the event of loss theft or damage.

Baggage Cover:

You will be reimbursed if your luggage is lost, stolen or accidentally damaged.

The table below shows the maximum amounts which are payable under each section within the policy:

essential cover maximum amount excess

cancellation or curtailment charges

£2000 £50
Excursions: £250  

Emergency medical and other expenses

£5,000,000 £50
emergency dental treatment: £250  
search and rescue: No Cover  
hospital benefit: No Cover  
personal accident   £0
death benefit (aged under 16): £1,000  
death benefit (aged 16 to 64): £15,000  
death benefit (aged 65 and over): £1,000  
loss of limbs or sight (aged under 65): £15,000  
permanent total disablement (aged under 65): £15,000  
Baggage    
baggage (including valuables): £1,500 £50
Single article, pair or set limit: £200  
valuables limit in total: £250  
baggage delay: No Cover -
personal money, passport & documents   £50
Currency, notes and coins: £200  
currency, notes and coins (aged under 16): £50  
other personal money and documents: £200  
passport or visa: £250  
personal liability £1,000,000 £100
delayed departure: No Cover  
missed departure: £250 £50
hijack and hostage: No Cover  
catastrophes and natural diasters: No Cover  
air rage: No Cover  
Incarceration: No Cover  
overseas legal expenses and assistance £10,000 £0
aggregate limit: £10,000  
extended kennel/cattery fees £250 £0
in home country: £150  
comprehensive cover maximum amount excess

cancellation or curtailment charges

£5000 £50
Excursions: £250  

Emergency medical and other expenses

£10,000,000 £50
emergency dental treatment: £500  
search and rescue: £5000  
hospital benefit: £15 per day up to £300  £0
personal accident   £0
death benefit (aged under 16): £1,000  
death benefit (aged 16 to 64): £30,000  
death benefit (aged 65 and over): £1,000  
loss of limbs or sight (aged under 65): £30,000  
permanent total disablement (aged under 65): £30,000  
Baggage    
baggage (including valuables): £2,000 £50
Single article, pair or set limit: £300  
valuables limit in total: £350  
baggage delay: £100 £0
personal money, passport & documents   £50
Currency, notes and coins: £200  
currency, notes and coins (aged under 16): £50  
other personal money and documents: £500  
passport or visa: £500  
personal liability £2,000,000 £100
delayed departure: £20 per 12 hours up to £100  £0
missed departure: £500 £50
hijack: £50 per day up to £3,000  
Hostage: £3,000  
catastrophes and natural diasters: £500  
air rage   £0
Delay: £100  
Death Benefit (aged under 16): £5,000  
Death Benefit (aged 16 to 64): £10,000  
Death benefit (aged 65 and over): £5,000  
loss of limbs or sight (aged under 16): £16,000  
loss of limbs or sight (aged 16 to 64): £32,000  
permanent total disablement (aged under 16): £20,000  
Permanent total disablement (aged 16 to 24): £40,000  
Incarceration: £1,000 £50 
overseas legal expenses and assistance £50,000 £0
aggregate limit: £50,000  
extended kennel/cattery fees £250 £0
in home country: £150  

You can purchase insurance at any point up until your departure date, however we strongly recommend that you book it when you book your tour, so that it will cover you in the event of insured reasons for cancellation such as illness or an accident preventing you from travelling.

You will be given the opportunity to add insurance to your package with us at the point of booking your tour, if however you wish to add the insurance at a later date please follow the below application form link.

Before booking the Freewheel Holidays Policy we recommend that you read the following documents so you understand the full details of the benefits and benefits and exclusions that apply to the policy.


Before proceeding, please read through the Important Information, Important conditions relating to health, Guide to pre-existing medical conditions, Privacy Policy and Policy Booklet documents.

To make an application for Freewheel Holidays Travel Insurance,
PLEASE COMPLETE THE FORM HERE >>


Full documentation will be provided once the policy has been purchased.

Freewheel Holidays is an appointed representative of Endsleigh Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority http://www.fsa.gov.uk

Endsleigh Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE